Home Economics

Here you’ll find the extra tools to sharpen your money skills. We invite you to explore our learning center, watch our educational videos, check out a case study, or dive into an article covering Home Economics, Debt Management, Money Growth, and Personal Loans. If you want more information about a topic, contact us and we’ll be happy to point you in the right direction.

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Budgeting on a Low Income? Here’s How to Make it Work

Budgeting is easy when you have a higher income, but if your income is low, budgeting can feel impossible. However, you can, and it’s a powerful method for seeing precisely where your cash is proceeding to assist you with making changes when your pay or funds change. Peruse below for our strategies for making and […]

4 Methods to Better Manage Money in 2022

Managing money can feel overwhelming, especially when dealing with inflation. The start of 2022 is the best time to look at finances. Let 2022 be the year you take charge of your finances, starting with making a financial plan. Below, we share four methods to start your financial plan and set your finances up for […]

Nine Ways to Spend Less in 2022

Everybody manages spending differently: some of us make a full-on sprint towards financial health while others take it slow and steady. However you choose to approach financial health, we have ten tips to help you get there by spending less in 2022. For those that are ready to sprint: 1. Institute a spending freeze Pick […]

9 Tips to Keep Thanksgiving Meal from Breaking the Budget

Thanksgiving is the holiday to get together with family and friends over the perfect meal. With food costs on the rise this year, creating that perfect meal can be costly. The Farm Bureau estimates that the average Thanksgiving dinner will cost $53.31, up 14% from last year. Here are nine tips to keep your Thanksgiving […]

How to Pay for Home Improvement Projects

Whether it’s a large project like a room addition or a minor project like a paint touch-up, home improvement projects make your home a more enjoyable place to be, as well as add to its value. One question you may have is how to pay for home improvement projects. How to pay for home improvement […]

5 Ways to Avoid Scaring Your Budget This Halloween

Halloween is arriving soon, and you know what that means- lots of kids will be dressing up in costumes and parading door to door, asking for candy and other goodies. While this can be a lot of fun, it can also put a big dent in your wallet if you’re not careful. Here are five […]

Personal Loans to Pay Rent

Personal loans can be used to pay rent, but there may be better options. For many of us, rent is our largest monthly expense. When income is lacking, say from unemployment or underemployment, rent can be the most difficult to pay. A personal loan can be a short-term fix, but these loans can be expensive, […]

Here’s How To Save During Back To School 2021

Regardless of whether your children are heading back to homeroom or just the living room, here’s how to save on back-to-school shopping. The pandemic changed how we shop, how children go to class, and indeed, how we go about back to school shopping. Whether you’re shopping in-store or online, the costs of uniforms, supplies, and […]

Smart Spending Tips for Black Friday 2020

Black Friday is a significant shopping day for many people. In 2019, $7.4 billion was spent on Black Friday, according to research from Adobe Analytics. You may be wondering if Black Friday 2020 is happening. Read on to find out how the Covid-19 pandemic will affect Black Friday this year. Black Friday is Happening: Find […]

12 Tips for a Budget-Friendly Thanksgiving Meal

For many people, the Thanksgiving meal makes a significant dent in their monthly budget. The cost of the turkey, sides, casseroles, pies, as well as decorations can quickly spiral out of control. Thanksgiving is a period for reflection and appreciating friends and family. This year it is also an opportunity to consider how your Thanksgiving […]

Debt And Coronavirus: Alternatives To Consider If You Can’t Pay Your Bills

Regardless of where you reside in the U.S., there’s a decent possibility that the coronavirus pandemic has had an effect on your finances. An April 2020 TransUnion study reports that 61% of U.S. buyers have been monetarily affected by the worldwide coronavirus pandemic. The average consumer reports being only about a month and a half […]

Improve Your Financial Health in Stressful Times

We know this is an unpleasant time for the TCA Financial community and the world at large. We are living in unprecedented and agitating times; our day by day schedules, exercises, connections, and funds have been influenced drastically by the novel coronavirus. With so many stories of data on the most proficient methods to protect […]

How To Cook 5-Star Meals When You’re on a Budget

When you’re on a strict budget, shopping for and preparing meals can be a challenge. When you’re on a strict budget and have foodie tendencies, it’s even trickier. Here are our best tips for cooking 5-star quality meals on a cash strapped budget. Make a shopping list and stick to it Know just how many […]

Wondering How The Stock Market Plunge Will Affect You?

Are you wondering how the recent plunge in the stock market will affect you? What effect will the fall have on your finances? Here are the answers. The worldwide coronavirus outbreak and the sinking oil prices are significant factors in the recent stock market plunge. Oil prices have dropped 10%, a percentage loss we haven’t […]

5 Side Hustles You Can Work From Home

As an ever-increasing number of businesses close and social distancing requirements continue due to the coronavirus, you might encounter an interruption in income. A side hustle you can work from home can help you gain an additional stream of income in these unpredictable times. A 2019 Bankrate survey reports that 48% of millennials work a […]

Stock Up for Coronavirus Without Overspending

To stop the spread of the recent outbreak of the coronavirus (COVID-19), government authorities and health experts have requested that residents practice “social distancing.” According to the Centers for Disease Control and Prevention, social distancing involves avoiding mass gatherings and maintaining about 6 feet or 2 meters distance from others whenever the situation allows. The […]

4 Steps to Prepare For an Income Interruption

As the coronavirus outbreak spreads, experts say there is a developing probability that it could influence your salary, regardless of whether you catch the virus. On Tuesday, the country’s most significant private business, Walmart, declared it was authorizing a crisis leave program for employees diagnosed or exposed to the coronavirus (COVID-19). Another major company, Starbucks, […]

How to Financially Prepare for the Coronavirus

Coronavirus. It’s all over the news. It’s a Twitter trending topic. It’s in a frenzy of Facebook posts. It’s on your television. This coronavirus (shortened COVID-19) is a respiratory ailment brought about by a novel coronavirus that was first distinguished in Wuhan, China. The Centers for Disease Control and Prevention have reported cases in more […]

This Easy Formula Makes Planning Simple For Anyone

Adhering to your financial plan every month can mean the distinction between achieving your greatest cash objectives—like satisfying obligation and putting something aside for the future—and, well, not meeting them. Be that as it may, it’s not in every case simple to realize where, to begin with, regards to making an extraordinary cash plan. On […]

Money Saving for Pet Owners

Having a pet is fun. Lots of fun. But the fun comes with responsibilities; yes lots of responsibilities. Food, healthcare, toys along with everything your pet needs will cost you money. In some cases, we’re talking about lots of money. Let’s see how we can save money as a pet owner: Adopt We understand some people […]

How Much Should You Spend on an Engagement Ring?

You may have heard the two or three months’ salary rules. The truth is, these rules are outdated. Two or three months’ salary would buy a beautiful ring but for many people, spending this much is just too much. It’s easy to spend too much

How to Finance an Engagement Ring with Bad Credit

A low credit score shouldn’t keep you from proposing to the person you want to spend the rest of your life with. The engagement ring is one of the more significant purchases many people make in their lifetimes. While it’s best to pay cash, sometimes

How to Get Your Children Started on Money Management

If you want your child to understand the importance of money, teach him or her early on how to manage money. Many parents encourage their children to start a piggy bank. This is a fun way for children to get started on money management.

Manage Your Budget with the Envelope Budget System

Have you ever found yourself in a situation where at any given time you aren’t actually sure of your finances? Have you ever seen your bank balance and thought to yourself: “Where did all my money go?” Managing a budget is never easy, especially if …

Home Upgrades That Pay For Themselves

When most of us hear home upgrades, we think of costly projects that are likely to break the budget. For those of us unable to afford a large-scale remodel or renovation, there are smaller, simpler home upgrades that we can invest in that will pay

Simple Ways to Save Money on Food

The majority of Americans spend most of their money on three things: rent/mortgage, transportation, and food. When you’re trying to save money, cutting your food costs may be an excellent place to start. You don’t have to spend hours cutting out

6 Types of Car Insurance Coverage Explained

When searching for car insurance or making changes to your current policy, you’ll need to have an understanding of the various types of coverage to tailor your auto policy to meet your needs. Coverage requirements can differ between states.

Simple Ways To Slash Gas Expenses

There’s a good chance you own a car. Most of us do. The cost to buy and maintain a car is one of the highest household expenses for most people. One method to lower overall car costs is to decrease the amount you spend on gas. Here are our favorite

Automate Healthy Financial Habits With These 3 Tips

Following healthy financial habits, especially those related to our long-term savings and goals can be challenging to maintain. Automating these healthy habits is key to keeping up with them and staying financially fit. Here are three ways

Affordable Last Minute Valentine’s Date Ideas

Has Valentine’s Day snuck up on you? Perhaps you’ve been procrastinating making plans. Maybe you’ve just been too busy to make plans or you’ve been putting it off because you’re on a budget. It happens. Don’t stress, it might be last minute

Sweet Ways to Save This Valentine’s Day

Saving is sexy. With Valentine’s Day celebrations just around the corner, you’ll want to spoil your valentine and have a romantic day. It’s easy to overspend when you’re spending on someone you love. To help you maximize your savings

Gift an Unforgettable Experience this Valentine’s Day

Before you head out to shop for the perfect bouquet of roses, chocolates, the latest smartphone, or whatever thing you’ve been conditioned to believe you need to make your loved ones happy this Valentine’s Day, consider this; researchers from

Save Money – Barter & Borrow

It might surprise you to know that bartering and borrowing can potentially save you money here and there. Whether it’s petsitting or housesitting, free furniture from moving neighbors, or renting out your home in a time of high demand, there are

Emergency Loans for Bad Credit on Home Expenses
Save Money – Build, Fix or Remodel for Less

When it comes to building, fixing, and remodeling your home, it’s easy to quickly max out your budget. Many fear not having the budget to finish and no one wants to have to pause projects. In this post we offer tips to help you save yourself from

Save Money – Reassess Your Insurance

In this post, we address more money-saving strategies that include giving your home insurance a second look. Included below are tips and tricks to trim expenditures both large and small. If you missed it, our tips for saving money by squeezing

Save Money – Squeeze the Kilowatts

Ready to take on a little “value engineering” this winter? Just as lean-and-mean corporations constantly look for ways to cut their cost of production, we’ve looked at expenditures big and small to come up with good ideas that will